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Censeo / General Insurance
Safe and sound
Your property must be insured as a condition of your mortgage and, as your home will be leasehold, your housing association will insure the building for you under a block policy and collect the premium as part of your payments to them.
Censeo General Insurance (Censeo GI) has been created to provide a personalised
insurance service to Censeo Financial Ltd mortgage clients. Censeo GI is a trading name of Devizes Insurance Brokers Ltd, authorised and regulated by the Financial Services Authority.
With over 35 years experience in arranging quality insurance cover for homeowners at
an affordable price, Censeo GI will be there to assist you in protecting your most valued
possessions.
Censeo GI has worked with insurers to develop a specialist contents insurance product, designed to meet the particular needs of the affordable housing sector. We are confident that we will be able to provide the required level of cover at a competitive premium, along with first class service and – most importantly – peace of mind.
Calculating the Policy Value
The amount of buildings insurance you need can be calculated with some accuracy. However, insuring your possessions is not an exact science. Go from room to room (do not forget the loft, garage or shed) and make a list of your possessions and what it would cost to replace them. We expect that you will soon be surprised at the value of what you own and the cost to replace them if they were lost.
High Value Items
Individual items, such as jewellery, works of art, mountain bikes or electrical goods that are high in value are usually individually listed and you will need to provide a valuation or receipt to demonstrate their worth.
Keep Up To Date
You should make sure that your sum insured stays up-to-date - a good idea is to link your sum assured to the Retail Price Index. In addition, remember to let your insurer know of any increase in the sum assured needed, say through the purchase of new furniture or a computer for example.
Remember to keep receipts and valuations and it is good idea to take photographs of your valuables. Keeping a reference of all the serial numbers on your electronic goods can help police identify your stolen property.
You are departing from the regulatory site of Censeo. Neither Censeo nor Home of Choice Ltd is responsible for the accuracy of information contained within the linked site.
